Loan Payment Extension Requests

If you’re concerned about loan payments during COVID-19, UA Credit Union has options that may help.

If you are out of work or experiencing a hardship due to COVID-19, you may request to extend monthly payments 

on your credit union loan(s)* or your 401k loan(s)**. 

Your regular payment schedule will resume after the extension period.

    Here's what you should know:

  • To qualify, your loan must be current with payments up to date.
  • There are no fees for loan payment extensions.
  • Extensions do not affect your credit score.
  • Interest will continue to accrue during the extension period.
  • Extensions are not available for payments that have already been made.
  • The term of your loan will be extended. 
  • A loan payment extension can affect payment protection and GAP coverage; please refer to your agreement for details.
To request a loan extension, please call 925-686-1044 or send email request to

*Maximum of 4 extensions
**Maximum of 2 extensions

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